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Take that! I was talking with a financial advisor, who I should mention is a really good guy, and he was advocating that I roll some money his way so that he can maximize my growth potential or something. As Financial advisors are supposed to be, he's a persistant chap and had asked me several times about getting the process rolling. So I started asking him about the different investment options he reccomended. He was explaining to me the risks and rewards and such and that's when I let him have it. Mek: So basically, I think I really only have to plan until 2012. Poor guy, walked right into it. This was followed by a 15 minute explanation of the novelty wave and technological growth. We covered the progression of technology until it reaches the limit of current methodology, at which point it levels out until the paradigm shift and begins accelerating again. I then explained how I conjecture that around or before 2012 was when we'll have an actual Artifical inteligence. Pretty much everything we know about the world is off the table when that happens. the AI makes the next generation AI, and so forth. It's not long after that (5 years tops) that economics as we know it no longer stand. Robots building robots. Robots to make me dinner. Mek: so if nobody has to work and has everything they ever wanted, what's the point, really? He's a real good guy though. Even after I gave him the once over twice, he still wants to work with me. Cheap PhentermineSubmitted by KOuUdM on Wed, 03/10/2010 - 2:09pm.
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Tell you what? Let me have some of your money and I will invest it for you. I promise to return it before 2012. If they could only see me now  "I'm cooperatin' here!"Submitted by gravybt on Fri, 12/15/2006 - 12:01pm.
this is like spitting on a used car dealer and being suprised that he's still willing to sell you a car. anyone can call themselves a financial advisor, they're just salesmen. they are notorious for pushing lucrative (to them) financial products that are far from suitable investment products for the consumer. their biggest cashcow that they aggressively push are permanent insurance products in which their commissions can be as much as half the first year premiums. these are of course horrible investments for most people, with a rate of return (after fees) at about 2% if you unlike most people don't surrender the policy after one year.
i challenge you to take this as far as you can. Tell him about the reptoid aliens that are hurtling towards earth in a spacecraft the size of pennsylvania. Tell him about the coming bird flu epidemic that will wipe out 60% of the worlds population. Tell him about peak oil. Tell him about the Rosicrucians, the illuminati. Armageddon, Jesus, the Mahdi. Iran nuking us. Let him have it. He will conclude, somehow, that a whole or variable life policy will be your solution in these changing times. You have to see the movie Boiler Room. There's one scene where all the brokers are at a yachtclub, overlooking all these expensive boats and one of the brokers goes "Where are all the clients' boats?" and they all start laughing.
 Life InsuranceSubmitted by Mechangel on Tue, 01/09/2007 - 11:37am.
Why don't they call it "Death Insurance" I'm just confused why they call it Life Insurance, its a misnomer. I wish I had financials to be advised on!  "their commissions can be"....Submitted by insomniac on Fri, 12/15/2006 - 1:48pm.
Not all F.A's make commissions. Just want to point that out. Like my F.A. husband who makes a flat salary every year. Man, I wish he DID make commissions. Maybe then we could afford to get a car that was made after 1989. But, on the other hand, that would mean he'd have to be a total slimeball like the rest of them. Two good short-term investments in uncertain times..Submitted by fongaboo on Fri, 12/15/2006 - 11:01am.
Seems logical to me.Submitted by insomniac on Fri, 12/15/2006 - 9:31am.
Makes perfect sense. Infact, my husband is a FA, and I'm a conspiracy theorist. So, it IS POSSIBLE for the two paradigms to merge. |
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